Job Description

Private Risk Advisor

Howden Private Client US

Why Join Howden US?

At Howden, we’re not just building a business—we’re rewriting the rules of what a global insurance broker can be. And now, it’s your turn to be part of something extraordinary. From three people and a dog to over 22,000 employees across 56 countries, we’ve grown into a $4bn revenue powerhouse with bold ambitions: to become a $13bn business with 40,000 people by 2030. We’re launching our US retail platform with the same entrepreneurial spirit that’s driven our success worldwide- and we’re looking for trailblazers to help shape the future.

Why Howden?

You’ll Own It

• With 6,000 employee shareholders owning 34% of the company, our unique ownership model means you’re not just joining a team—you’re building a business you truly own.

You’ll Be Empowered

• We’re a destination for talent where people are trusted to look after their clients and grow together. You’ll have the freedom to lead, backed by global scale and local expertise.

You’ll Be Part of Something Bigger

• Our integrated platform spans broking, reinsurance, and MGA capabilities—giving you access to everything you need to deliver for clients and build something remarkable.

At Howden, we believe insurance is more than a policy- It’s about resilience, relationships, and trust. Producers here don’t just “sell insurance”; they advocate for clients, shape risk strategies, and build lasting partnerships. You’ll have the independence to grow your business, backed by the resources, culture, and international reach of one of the fastest-growing brokerages in the world.

The Role

We are actively looking for Private Risk Advisors to join our growing Private Client team. This is a great opportunity to join a highly successful team and develop your experience and career within High-net-worth insurance. You will be responsible for building relationships with an existing book of clients and working closely with wider team to achieve objectives.

Key Responsibilities

• Cultivate and maintain strong relationships with existing clients by understanding and supporting their evolving needs.
• Collaborate with producers and cross-functional teams to secure new business and ensure client retention.
• Serve as a trusted advisor on risk management, claims handling, policy language, and coverage options.
• Oversee billing processes and ensure timely resolution of any related issues.
• Stay current on carrier appetites, capacity, and product offerings to effectively match client needs.
• Deliver exceptional client service across all touchpoints.
• Ensure compliance with licensing requirements, continuing education (CE) credits, and regulatory standards.

Skills & Experience

• Proven ability to build and nurture long-term relationships with Private or High Net Worth (HNW) clients.
• A genuine passion for delivering outstanding customer service.
• Strong team player who thrives in collaborative environments and contributes to the success of larger accounts.
• Naturally curious with a tenacious approach to problem-solving and business development.
• Adaptable and eager to learn in a dynamic, fast-paced environment.
• Consultative mindset with excellent questioning and active listening skills.
• Values teamwork, mutual respect, and strong internal relationships.
• Embraces a culture of positivity, giving back, and living each day with enthusiasm for client service and life.

What do we offer in return? A career that you define.

Our business succeeds by allowing our people to make a mark in the areas they care about most: personal development, volunteering, and fundraising for charity, or creating new insurance products that address society’s greatest challenges.

And we know that separate home and work lives don't really exist. If you're happy and healthy at home, you're more likely to be happy and fulfilled at work – and vice versa. That's why we do our best to support our people in every aspect of their lives.

Diversity and Inclusion

At Howden we value diversity - there is no one Howden ‘personality type’. Instead, we’re looking for individuals who share the same values as us:

• Our successes have all come from someone brave enough to try something new
• We support each other, in the small everyday moments and the bigger challenges
• We are determined to make a positive difference, at work and beyond

We consider our people our chief competitive advantage and as such we treat colleagues, candidates, clients, and business partners with equality, fairness, and respect – regardless of age, disability, race, religion or belief, gender, sexual orientation, marital status, or family circumstances.

Our sustainability promise

We’re on a life-long journey to become an ever-more sustainable group. It's a commitment to taking care of our people and the world we live in, to doing good business, and to making a positive impact wherever we can. Our governance processes, company policies, and review systems are all geared towards our goal of making a positive impact in the world. You can read more about our sustainability work

At Howden, your experience is rewarded with a competitive annual base salary that scales based on your years of expertise. This is complemented by bonus potential, contributing to a strong total compensation package that reflects your impact and success.

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